GICs

Guaranteed Investment Certificates (GICs)

Choosing a Worry-Free Investment

A key advantage of Guaranteed Investment Certificates (GICs) is that they offer low risk with guaranteed returns. Putting your money into a GIC is a conservative investment approach, generating a dependable rate of return over a fixed term.

Benefits of GICs

  • Guaranteed rates
  • Ladder your maturity dates
  • No fee account

When you invest in a GIC you’re guaranteed to get your principal investment amount back. Plus, traditional GICs offer a fixed interest rate so you know how much you’ll earn. GP Wealth Management offers a full range of GICs, delivering competitive interest rates and flexible terms. Ask your financial advisor which GIC options are right for you!

GIC Features and Options

  • 30-day to 5-year terms
  • Competitive interest rates guaranteed for the full term
  • Cash or reinvested interest payments
  • Interest payment frequency options
  • Eligible for registered investment plans
  • Simplified record-keeping

GIC Tip: Earn Compound Interest

On GICs with terms over 1 year, get paid interest at maturity, rather than withdrawing it annually. Your interest will earn interest – and your money will grow even more quickly.

Related Information

  • Daily GIC Rates

    Daily GIC Rates

    GP Wealth Management tracks the best rates available on a wide range of products and makes them available to you. Guaranteed Investment Certificates (GICs) can provide you with safe and flexible investment options. You’re guaranteed to keep what you invest, while earning competitive interest on your money.

    Why settle for an average rate with a single financial institution when you can have your Financial Advisor broker the best rate for you?

    • Non-Registered Top Term Deposit/GIC Rates (30-270 Days)
    • Non-Registered Top Term Deposit/GIC Rates (1-6 Years)
    • RRSP Top Term Deposit/GIC Rates (30-270 Days)
    • RRSP Top Term Deposit/GIC Rates (1-6 Years)
    • RRIF Top Term Deposit/GIC Rates (1-6 Years)

    [MIKE NEEDS TO PROVIDE THE LINKS] Call today to confirm a rate guarantee! GIC interest rates shown are for the annual interest and at-maturity interest payment options and may change without prior notice. For GICs with different interest payment options, please contact your financial advisor or Dealer Services at 1-800-608-7707.

Investor Protection

GIC’s provided by GP Wealth Management are protected by Canadian Deposit Insurance Corporation (CDIC).

learn more

Client Relationship Document

We’ve developed a plain-language document that describes the relationship between you and your GP Wealth Financial Advisor or Planner.

DOWNLOAD THE DOCUMENT

GET ON-LINE ACCESS

To obtain access to your accounts, email us or contact us at 1-800-608-7707 ext. 242.

© 2022 GP Wealth Management. All rights reserved.